Much like auto insurance, investing in good motorcycle insurance can prove to be invaluable. Having motorcycle insurance can often be confused with auto insurance, but they are not one in the same, having auto insurance does not automatically cover your motorcycle. Whether you own a sport bike, cruiser, or standard motorcycle, separate motorcycle insurance is needed to protect these valuable assets.
Not only will motorcycle insurance cover damages to your motorcycle, but most importantly with personal injury protection (PIP) you would be covered for any injuries that you might sustain in the event of an accident. Motorcycle accidents can prove to be all too costly a mistake, including monetary and physically.
The added value of good motorcycle insurance often doesn't become apparent until you really need it. Motorcycle accidents can range from a minor fender bender to a more substantial accident which may require costly repairs and include hospital bills. It can be greatly beneficial having the peace of mind to know that you are covered by no matter what happens on the road.
Benefits of Motorcycle Insurance
- Cover damages to motorcycle - Bodily coverage for personal injury - Sense of security - Able to ride without a helmet in state of Florida (However it is not recommended)